Loan assessment & refinancing

Is your home loan less than comfortable?
Is your home loan uncomfortable to live with – or is it just costing you too much? Our mortgage specialists will discuss your needs and assess your current loan.

Assessing your current loan
Working with you, our mortgage specialist will develop an understanding of your individual needs and preferences. They’ll then see whether your current home loan is the best option.

Looking at all the options
Today’s home loans are no longer the one-size-fits all product of the past. Now they come in hundreds of variations, depending on the features and the lender.

Options available with many loans include:

• Debt consolidation

• Variable repayments

• Lines of credit

• Partially fixed/variable interest rates

• Redraw facilities

• Offset accounts

• Direct salary credit

Refinancing, the decision
Based on the information you’ve provided and their experience and expertise, your mortgage specialist will advise you on the costs and benefits of refinancing and the available options. They’ll carefully explain the features of each option, the differences between them and answer any questions you may have. Then all you have to do is say yes.

It can be that simple.
Start now.